Mekari is Indonesia's no. 1 Software-as-a-Service (SaaS) company. With our ecosystem of software solutions—including Mekari Jurnal, Mekari Talenta, Mekari Qontak, and Mekari Flex, we aim to facilitate entrepreneurs and leaders as they accelerate the digital transformation of their businesses.

In our 10+ years of journey we have reached over 1 Million platform users, and we're not planning to stop any time soon. We need more people like you: builders and owners with calculated ambition who are eager to grow and create their #BiggestImpact.

Job Description :

• Manage documentation of risk policy and procedures encompassing new users selections, risk management, and litigations over users’ life-time
• Keep track of changes in business strategy and overall processes, review its impact on credit performance, propose and implement action to manage the risk if necessary
• Regularly monitor and forecast key indicators of credit risk, and quick to alert any adverse in credit performance
• Develop, implement and iterate on a credit-scoring tool based on credit performance
• Do an analysis for improvement in policy and analyze further if any adverse in credit performance to find out the root cause to keep the risk healthy
• Work closely with the Product team to assess risks of new initiatives with sufficient challenge, while helping them by recommending mitigation actions related to the risk
• Working with other teams to manage and operationalize risk-related processes including with 3rd parties (e.g. 3rd party collection agencies)

Requirements :

• 4-5 years experience in Operational Risk Management for Financial institutions, digital institutions highly preferred
• In-depth knowledge of Credit and Fraud Risk Metrics, the methodology, and the business impacts
• Able to translate the "old school" concepts of Operational Risk framework, into "new" digital lending set up, where everything needs to be fast & agile